NisitSornGraph · Tools & Calculators

Run the numbers.

10-question financial-health check plus five live calculators — compound interest, FIRE, savings goal, debt payoff, and a Thai-gold converter. Free, no signup.

Take the health check Use calculators
Tools for Learners

Apply what you learn.

Take the 10-question financial-health assessment, then use the calculators to model your next move — compound interest, FIRE, savings goals, debt payoff, and gold conversion. Free, no signup.

01 · Financial Health Check

Financial Health Check

10 questions · 3 minutes · Get your score and personalised action plan

? Your Score
⬤ Critical ⬤ Needs Work ⬤ Good ⬤ Apex

5 Key Areas · Instant Results

How strong is your financial foundation?

Answer honestly and get your personal score with a tailored action plan across all areas of your finances.

🛡️ Emergency Fund
💳 Debt & Cash Flow
📈 Savings & Investment
📊 Financial Habits
🎯 Protection & Goals

02 · Smart Calculators

Calculate Your Future

Financial calculators that give you results the moment you type — no submit button needed.

Compound Interest

See how your money grows over time with compounding.

Future Value
$
$
%
yrs
Total Contributed
Interest Earned
Growth Multiplier

Growth Over Time

FIRE Number

How much do you need to retire early? Based on the 4% rule (25× annual expenses).

FIRE Number
$
$
%
$
Gap to FIRE
Years to FIRE
Monthly Saving Rate

Path to FIRE

Savings Goal

How long until you hit your target amount?

Goal Amount
$
$
%
$
Time to Goal
Total Saved
Total Interest Earned

Progress to Goal

Debt Payoff

See how extra payments slash your debt and interest costs.

Standard Payoff
$
%
$
$
Accelerated Payoff
Interest Saved
Savings from Extra Payment

Debt Elimination

Gold Converter

Real-time conversion across weight units and currencies.

XAU/USD ··· · USD/THB ···
$
฿

Quick Reference

Common Thai Gold บาท amounts at live prices.

บาท Grams USD THB
1 บาท15.244 g······
2 บาท30.488 g······
5 บาท76.22 g······
10 บาท152.44 g······

Updates every 5s from live price · XAU/USD via FinisitTicker · USD/THB via open.er-api.com